![]() | يوجد فقط 14 صفحة متاحة للعرض العام |
المستخلص Cherine Mohamed El-Sayed Morsi, A Statistical Model for Studying and Evaluating effect factors on Letter of Guarantee in Commercial banks, master’s of Applied Statistics, Ain-Shames University, Faculty of Commerce, Department of Statistics, Mathematics and Insurance. The thesis aims to build a statistical model for studying and eva!uating effect factors on letters of guarantee to determine the main factors on it, according to important of letters of guarantee in Commercial banks. The thesis included the following five chapters: the General Framework of the Study; A Letters of guarantee in commercial banks; the Suggested statistical model; the Applied study for the proposed Statistical Model; and the Results and Recommendations. • Chapter two presents the review of literature concerning the most important studies that investigated and analyzed the banking services that commercial banks produced. Part two: Letters of Guarantee in Commercial Banks Chapter one handles a historic outline about letter of guarantee. Chapter two presents the kind of letter of guarantee (Local - Fon;ign- Credit) and also the cover of letter of guarantee. Chapter three the role of Central bank of Egypt and The role of central system of accountancy in control letter of guarantee in commercial banks. Part Three: A suggested Statistical Model Chapter one presents the description, estimation and evaluation of the proposed statistical model. Chapter two presents the model Hypothesis. Part four: The Applied Studyfor the Proposed Statistical Model This part includes the results of the applied study for the proposed statistical model concerning the least squares method and the most important statistical tests. Part Five: The Results and Recommendations This part handles the most important results concluded by the student and also presents the proposed recommendations. planning budget and determine the expected return from it, it has another importance in national level that will increase income after project finished. Research Hypothesis: 1- It is expected that there is a significant relationship between the value of letters of guarantee and following independent variables (explanatory) such as value of investment uses to governmental sector and economic authorities to replacement operations, value of investment uses to governmental sector and economic authorities to continues operations, value of investment uses to governmental sector and economic authorities to new operations, value of investment uses to private and household sector, the imports, the Jiquity, the hold deposits and the size of credit facilities. 2- It is expected that there is an indirect relationship between dependent variable and the value of exchange rate. Plan of Research and Methodology: In order to achieve the thesis objectives, the study was divided into five parts which can be summarized in the following: Part one: The Genera/framework of tile Study: • Chapter one represents the thesis introduction which includes the thesis problem and objective. A statistical Model for studying and evaluating effect factors on Value of Letters of Guarantee in Commercial banks Problem Nature: A Letter of Guarantee suffer from weak points that affect in its role in economic activities. The deficiency aspects are summarized in numerousness judicial cases in letters of guarantee, the insufficient studying for customer’s financial statements when grant credit facilities to issue different kind of letters of guarantee, also don’t take in consideration the market circumstances, and also don’t copyhold the credit ceiling when issuing new letters of guarantee. Thesis objectives: This research aims to impose a statistical model for studying and evaluating effect factors on Letter of Guarantee in Commercial banks. And that lead to make future estimation when preparing plannirg budget to each bank. Research importance: The research importance on the academic level, is that it deals with a subject that affects on the banking sector. And that related to the spread banking services. The level of spread and use letters of guarantee in economic and commercial deals on local and international level depend on banks that make market studying to determine the main factors that affect on letters of guarantee and the importance of it on bank level when prepare the |