الفهرس 
تكنولوجيا المعلومات والقدرة التنافسية للمصارف:إطار نظريايوجد فقط 14 صفحة متاحة للعرض العام
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المستخلص
The study aims at analysing the role of information technology in activating the competitiveness of Iraqi banks during the period (2004-2018) through observing the development of information technology and diagnosing the banking sector in Iraq. The study stems its importance from the role of information technology in enhancing and activating competitiveness and identifying the challenges that impede its development,and defining the role of information technology in activating the competitiveness by improving the banking services concerning the quality and the speed of such services so as to secure trust between customers. In addition to suggesting some procedures which help specialists to formulate monetary policy to activate the role of information technology in improving the competitiveness of Iraqi banks .
This study employs the descriptive analysis method in the theoretical background to identify the role of information technology in activating the competitiveness stemming from defining the concept and the development of information technology and identifying the concept and the measuring indicators related to competitiveness. This method is also used to diagnose the current situation of information technology
The study has come up with some conclusions, one of which is that using modern technology is inseparable from competent banking because it is more effective and quicker than the traditional systems.
The Iraqi banking sector still lacks modern technology of bank services and this in turn has led to distrust between customers and banks resulting in people’s own saving their money. Moreover this sector lacks modern equipment and consequently has no contribute in economic development.
In the light of these results, the study offers some recommendations, one of the them is the necessity of adopting certain policies that increase technology applications when offering banking services to enhance the competitiveness and to maximize effective contribution by securing legislative environment and issuing laws that give banking sector freedom in achieving and developing their systems to be more appropriate for the modern technology of worldwide.Also the encouragement of opening new branches and providing them with modern technology will improve the banking sector in Iraq.