الفهرس 
الاطار العام للدراسةيوجد فقط 14 صفحة متاحة للعرض العام
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المستخلص
The research problem is represented by the lowest technical interest rate in the life insurance premium in the Egyptian insurance market، in contrast of the rate of return on public investment on the funds of insurance companies. as a result of conservatism and caution and a range of factors such as guarantee and profitability and the proportion of funds available for investment، diversity and continuity. Therefore، the technical interest rate has lower estimation which leads to the rise in life insurance premiums and makes the audience of the insurance avoid the idea of dealing with insurance companies as a saving means.The study aims to determine the impact of the technical interest rate on the different insurance contracts، either by increasing or decreasing، Calculating the technical interest rate in a technical and statistical method in the light of the investment rate on the life insurance companies’ funds.The researcher used some statistical and mathematical methods to reach the purpose of research which is an appreciation of technical interest rate. The researcher concluded that:-1-The difference between the technical interest rate and the rate of return on policyholders’ funds should not exceed 4% according to the results obtained through the methods that were used in the research.2-The technical interest rate on which the insurance premium is estimated at the end of each year of the contract should be modified or revised.3-The technical interest rate should be linked to a fixed basis that represents a minimum level of no lower than a certain percentage of the Egyptian government bonds return، not lower than 60% of the total return، because it is characterized by relative stability.Key words: technical interest rate - life insurance - rate of return on investment- Life insurance premiums -