الفهرس 
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Abstract
The strength of the banking industry is an important prerequisite to ensure the stability and growth of economy. Consequently, the assessment of banks’ financial condition is a fundamental goal for regulators. Banks represent a vital link in the transmission of government’s economic policies particularly monetary policy to the rest of the economy. Moreover, Banks play a vital role in promoting emerging economies like Egypt. Financial inclusion is one of the most important concepts that recently attracted the attention of international organizations and central banks in general. Financial inclusion is the increasing access to formal financial services including having bank accounts, using credit and savings facilitated through the banks. The aim of the research is to provide stakeholders with accurate information regarding the relationship between financial inclusion, Investment diversification and Banking Financial Performance.
The main objective of the research is to study and analyze the relationship between financial Inclusions, investment diversification and Egyptian banking performance. Recorded and published secondary data was used for the study. The data source for our study is Reports of Egyptian Central bank over 10 years (2011-2020), Reports of Monthly Statistical Bulletin, Financial soundness indicators. The data was analyzed by using the profitability ratios (ROA, ROE & Net Interest margin), Liquidity ratios (Average liquidity ratio in local currency, Average liquidity ratios in Foreign currency, Deposits to assets ratio & loans to deposits ratio) , Identifying financial inclusion proxies (Total number of banks, Number of points of sale, Number of debit cards, Number of ATMS, Banking Density & Number of debit cards), Identifying Investment diversification measures (Loans and Discount Investment ratio, & Securities investment ratio) as calculated and published by the Egyptian central bank. A series of statistical tests are performed in order to test if the effect exists.
The findings reveal that we shall fully accept the fourth proposed model due to the significance mediation effect of investment diversification indicators included in the model on the relationship between financial inclusion and banking performance.